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This is how we can help you...

We can write off upto 75% of your debt
Freeze and reduce interest and charges
One affordable monthly payment
Protection from your creditors

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IVA Enquiry

Section 1 - Your Details

Full Name:
Home/Mobile Number:
Address:
Email:
Nature of Income:
Best Time to Call:

Section 2 - Debt Information

Total Debt (approx):
Number of Debts:
Monthly Income (approx):

Find out more about how you can help

Individual Voluntary Arrangement (iva)

An iva is a repayment agreement between you and your creditors. It is a legally binding agreement and lets you pay a reduced amount to your unsecured creditors once a month. This enables you to only pay a percentage of your debt over the course of the iva, which can last up to five years.

During this time creditors have to freeze the interest and payments charges on any outstanding debts.

The creditors are then forbidden from making or trying to make contact with you regarding the remaining debts. All correspondence must pass through an assigned Insolvency Practitioner's office, according to the stricted terms of each iva.

The monthly repayments through the course of the iva are calculated based on what you can realistically afford during the term of the agreement.

After the iva has been successfully completed, any outstanding debts must be written off by the creditor. As much as 60% of the debt can be wiped off, leaving you debt free.

To qualify for an iva, you must have:

£15,000 of Debt or more
Have three or more different named creditors
A regular income that is not dependant on only benefits

Complete the call back form above and one of our advisors will call you to discuss a iva with you. We guarantee a 15 minute resonse or call you back at your requested time.